If you are hurt on the job, you can quickly find yourself in a sticky situation. Before you know it, you might create an unsafe work environment and face more injuries than the one that put you there in the first place.
The last thing you need at this time is stress and worry about handling things, so here is a list of 6 things to know if you're injured on the clock.
Notify Your Employer About the Accident
Notify your employer about the accident as soon as possible. You should also report the incident to your supervisor, who will contact your company's safety officer. If no one else can report the incident, you should do it yourself.
The purpose of reporting an injury is to ensure that other workers do not get hurt in the same or similar way. It also allows employers to take steps to protect employees and prevent future injuries.
Notify your employer about the accident even if you don't think it's serious enough to warrant medical attention. Your employer may require you to see a doctor for treatment or file a workers' compensation claim if necessary.
Get a Doctor's Opinion
Even if you think your injury is minor, it's important to get a professional opinion from a doctor to ensure it isn't worse. You don't want to risk your health by doing too much too soon. If possible, stay off work until cleared by a doctor.
Shoulder injuries can take up to two months to heal completely, so don't rush back before your body is ready. It's better for everyone involved to take the time necessary for recovery rather than rushing back into work too soon, causing further damage or complications.
Document the Injury
If someone asks for documentation, provide it as soon as possible. You can use a doctor's note or other medical documentation to prove you were hurt while working. This will help protect yourself from liability in case of an accident.
You should keep track of when and where you were injured and what happened right before, during, and after the incident.
Take pictures of any damage done to your body or belongings at the time of the accident so that you have proof when filing a claim with an insurance company like an online workers' compensation insurance, for example, if necessary in the future.
Write down exactly what happened at that time and any symptoms that may develop later on due to this incident (such as pain). Documentation is important because it can help prove that your employer did not follow OSHA regulations regarding workplace safety to prevent further injuries.
File a Workers' Compensation Claim
The first step in filing a workers' compensation claim is applying with your state's workers' compensation board or commission. In most states, this requires submitting an application form and copies of any relevant documents supporting your claim (such as medical bills).
The process varies from state to state, so contact your state's Board of Industrial Insurance or equivalent agency for more information about how to file a workers' compensation claim in your area.
Work with a Lawyer
This is the most important thing to know if you were hurt on the job. If someone else's negligence injured you, then it is likely that your employer will want to settle your claim as quickly as possible.
To avoid this situation, work with an attorney with experience dealing with workers' compensation claims. This way, if there is an issue with your claim or settlement offer, your lawyer can help resolve these issues before they become serious problems for you.
What Are You Entitled to After a Work Injury?
You may be entitled to workers' compensation benefits if you have been injured during your employment. These benefits can help pay for medical treatment, lost wages, rehabilitation, and other expenses related to your injury.
Certain factors determine whether or not you are eligible for these benefits. For example, if you were injured on the job but it wasn't related to your employer's business activities, then you will not be able to receive workers' compensation benefits.
If you were injured while working for someone other than your current employer, you would not be eligible for workers' compensation either.
In addition to these restrictions, some other limitations and exclusions may prevent you from receiving workers' compensation benefits even though you were injured while working on the clock or performing tasks required by your job description.
If you have sustained a workplace injury, you must report this. Even if the injury seems minor, you have still entitled to workers' compensation for the time off that your employers require, and it can be tempting not to bother because of the hassle, but keep in mind how much worse things could get if you do not seek treatment as soon as possible.