Where Can I Buy Bitcoin With Credit Card

Where Can I Buy Bitcoin With Credit Card

Buying bitcoins has become easier over the years. Yes, credit cards carry a high transaction fee but if you are more focused on the ease of transaction and processing speed, then the fees should not matter much.

Best Bitcoin Exchanges

There are currently a lot of bitcoin exchanges where you can purchase bitcoins. Every exchange has got slightly different terms and conditions, rates, and policies so you will need to carry out your own due diligence before choosing a bitcoin exchange to buy bitcoins from.

In this article, we will look at some of the most reputable bitcoin exchanges and see how they stack up against each other.


Coinbase is one of the oldest, biggest and most reliable bitcoin exchanges out there. Coinbase currently is operational in the United States, Canada, U.K, Australia, and Europe. The transaction fees charged on debit cards are a flat 3.99% which is a very market competitive fee.

Coinbase has got very high liquidity which means that you can purchase bitcoins anytime, the layout of the website is simple and has been designed keeping newcomers in mind. Coinbase also has an instant buy option for users with debit cards who want to purchase bitcoins.

On the downside, the bank transfer option of Coinbase is on the slower side with transactions taking up to 5 working days to clear and another drawback that may put off some bitcoin users is that Coinbase tracks your bitcoin trail for legal and regulatory reasons.

Thus, bitcoins purchased from Coinbase cannot be used for any illegal or illicit purpose. Although the stated aim is to prevent the usage of bitcoins in illegal transactions, many bitcoin users feel that this defeats the purpose of a cryptocurrency, as it is supposed to keep the user anonymous.

It is important to note here that not everyone who wishes to keep their identity hidden from the government intends to carry out illegal transactions with bitcoins.

If you want to purchase bitcoins through your credit card on Coinbase then you will simply have to sign up. Coinbase offers online digital bitcoin wallet service free of cost, this means that if you do not already have a bitcoin wallet then you do not have to sign up separately for one.

Coinbase will generate a private key for you that will act as your wallet and your bitcoins will be kept on the Coinbase server.

During the course of making your account, you will be asked for your personal information, your identification and verification.

This process may take up to a week, once your account is verified, you can carry out transactions. Simply go to the purchase bitcoins option, choose the number of bitcoins that you want to purchase and enter your card details and wallet address.

Once the transaction is authenticated, the bitcoins will be instantly transferred into your wallet.

Currently buying bitcoins using a credit or debit card is probably one of the fastest and most convenient ways to buy bitcoins.


Coinmama is one of the oldest and most reputable bitcoin exchanges out there. Over the years Coinmama has gathered a lot of support from the bitcoin users’ community, the best thing about Coinmama is their fast service.

Bitcoins are transferred almost instantly once the transaction is authenticated and in case of any issue, their customer care is also very responsive and cooperative.

Coinmama is limited by their accessibility. Their service is only present in a limited number of states in the United States. If you have made up your mind to purchase bitcoins through your credit card then Coinmama is probably the bitcoin exchange that you are looking for because, since 2013, credit card purchases have been the forte of Coinmama.

Coinmama charges a premium fee over the transactions in order to purchase bitcoins through Coinmama, you will have to get registered first. You must also have a digital bitcoin wallet because unlike Coinbase, Coinmama does not offer an online wallet.

Once you get registered and your card details and identity is verified by Coinmama, you can go to the homepage, choose the number of bitcoins you want to purchase.

It is important to note that if you do not submit your verification details, you can still purchase bitcoins but you will be limited to $500 whereas if you complete your verification process then you will be able to buy bitcoins for up to $5000 per day or $30,000 per month.

Once you have decided how much you want to purchase, you will simply have to insert the relevant credit card details and your bitcoin wallet address and with the click of a button, the bitcoins will be transferred into your digital bitcoin wallet.


CEX.IO is a relatively new bitcoin exchange and a broker. Set up in 2013, in this short time the company has gathered over 2 million users. CEX.IO offers high buying limits to users but on the downside, it doesn`t have very responsive customer support, the exchange rates are also high as compared to Coinbase and Coinmama.

CEX.IO is currently operational in the United States, Europe and in some parts of South America.

The process of registering and purchasing bitcoins is similar. You will have to get registered, set your currency and then you will have to set your payment methods. You can either set up a wire transfer from your bank account or choose your credit card as your preferred payment method.

CEX.IO also allows users to withdraw fiat currency on payment cards. This means that money can be both deposited and withdrawn once the payment cards are connected with the site.

So, these were three of the most well-known bitcoin exchanges where you can purchase bitcoins from, of course, your choice is not limited to these three as there are many other exchanges in the market.

If you haven`t been able to make up your mind from the above three exchanges then at least you have got an idea of what to look for now.

Make sure that whichever bitcoin exchange you chose, you carry out proper due diligence prior to carrying out the transaction.

About the author

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I share technology, business, and personal development insights as a guest author. With a background in computer science and tech industry experience, I offer practical tips and actionable advice to enhance skills and achieve goals. Whether it's optimizing productivity, improving mental health, or navigating the digital world, I'm committed to helping others succeed. When not writing, I explore new technologies, read about industry developments, or enjoy the outdoors.

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